市場失效

Business & Finance, Economics, Sustainable Development, Theory of Economics
Cover of the book 市場失效 by 蔡克, Hak Choi
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Author: 蔡克 ISBN: 1230002328676
Publisher: Hak Choi Publication: May 19, 2018
Imprint: Language: Chinese
Author: 蔡克
ISBN: 1230002328676
Publisher: Hak Choi
Publication: May 19, 2018
Imprint:
Language: Chinese

當經濟學家無法解決問題時,他們找藉口,說是什麼市場失效。如有些老人買不到保險,他們說是老人隱藏了真正的高風險,所以保險公司不敢受保,經濟學家叫這做資訊不對稱。又或叫之做道德詐騙,好像這些老人在詐保險理賠。又如工廠排廢氣污染環境,他們不去找工廠理論,卻賴說是社會成本,並叫大家分攤。其實,這些都是可以解決的問題,而且與市場失效一點關係都沒有。相對的,唯一真正令市場失效的原凶是獨佔,但他們卻以為是小事!

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當經濟學家無法解決問題時,他們找藉口,說是什麼市場失效。如有些老人買不到保險,他們說是老人隱藏了真正的高風險,所以保險公司不敢受保,經濟學家叫這做資訊不對稱。又或叫之做道德詐騙,好像這些老人在詐保險理賠。又如工廠排廢氣污染環境,他們不去找工廠理論,卻賴說是社會成本,並叫大家分攤。其實,這些都是可以解決的問題,而且與市場失效一點關係都沒有。相對的,唯一真正令市場失效的原凶是獨佔,但他們卻以為是小事!

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