Loan Modifications, Foreclosures and Saving Your Home

Foreclosure defense attorney Carl E. Person devotes this video to explaining how and why the best, most effective defense in most 1-4 unit residential foreclosures (whether owner-occupied or investor-owned) consists of 3 persons: (1) an experienced foreclosure defense attorney located anywhere in the United States; (2) a highly-skilled loan processor working for and under the direct supervision of the attorney; and (3) a local lawyer with an office in or near the county in which the mortgaged property is located. Person explains how the difficulties in obtaining a competent and willing lawyer locally in the nation's 3,100 counties has resulted in this 3-person team, and what their respective functions are. Person explains that most foreclosures since 2009 could have been avoided if the homeowners had defended the foreclosure with this 3-person team. This book is an expansion of Mr. Person's YouTube video posted on January 25, 2015, giving additional information not possible to provide in the 27-minute video. Also, Mr. Person has added a list with descriptions and links for his foreclosure-related videos. The table of contents provides: Background of Carl E. Person Introduction Some Basic Information Purpose of Attorney's Work is to Encourage the Plaintiff to Settle the Action through Agreeing to an Affordable Loan Modification Agreement The Importance of Retaining the Right Attorney Cannot be Overstated Why It is Difficult to Find a Suitable Foreclosure Defense Attorney Additional Videos and e-booklet with Forms by Carl E. Person How to Find a Suitable Foreclosure Defense Attorney Background Discussion about Loan Modification Businesses Loan Processors Skilled in Processing Loan Modification Applications - with an Attorney Handling Legal Issues Securitization Audits Are of Far Less than They Appear and Are Often Far Overpriced Avoid Real Estate (Transactional) Attorneys Be Wary of Bankruptcy and Bankruptcy Lawyers and Make Sure You Use Bankruptcy Only When Necessary Attorneys Offering to Handle a Foreclosure Action at $500 to $1,000 per Month - May Have No Interest in Obtaining an Affordable Loan Modification Agreement The Solution for Homeowners National Settlement Agreement of 2/9/12 Federal Mortgage Programs including HAMP, HARP, Government Sponsored, and In-House Most Loan Processors Are Not Skilled or Licensed to Make Related Legal Decisions Homeowner Needs to Hire Foreclosure Defense Attorney Who Works with a Skilled Some Questions You Should Ask to Help You Determine the Knowledge and Skill of an Attorney You Are Considering In Conclusion as to Homeowners in the Judicial-Foreclosure States For Homeowners in the Non-Judicial Foreclosure States Procedure for Homeowners in Non-Judicial States to Defend Their Home against Foreclosure and Sale Loss Mitigation Options Final Summary Additional Videos and e-booklet with Forms by Carl E. Person