Laurie Ratcliff: 2 books

Bad credit happens when a person fails to make payments on debts or loans. This is often reflected in the person's credit history and is then translated into a person's credit rating. When a person has a low credit rating, they are considered a high risk when it comes to loans. If you find yourself...

From Scout Media comes A Contract of Words—the fourth volume in an ongoing short story anthology series featuring authors from all over the world. In this installment, the authors wove multi-genre tales around characters entering into contracts, who found repercussions or rewards. From comedy,...