An uncertain future

Exploring the issues and options facing UniSuper Defined Benefit fund members

Business & Finance, Finance & Investing, Finance, Investments & Securities
Cover of the book An uncertain future by Daryl Dixon, Daryl Dixon
View on Amazon View on AbeBooks View on Kobo View on B.Depository View on eBay View on Walmart
Author: Daryl Dixon ISBN: 9780646596600
Publisher: Daryl Dixon Publication: December 11, 2013
Imprint: Language: English
Author: Daryl Dixon
ISBN: 9780646596600
Publisher: Daryl Dixon
Publication: December 11, 2013
Imprint:
Language: English

Daryl Dixon, one of Australia’s foremost investment and superannuation experts and well-known writer and consultant, lifts the lid on issues that have concerned him for the past two years in this frank look at the UniSuper Defined Benefit (DBD) fund.

Daryl argues that the fund, the default super fund for all new full-time university employees, is putting members’ retirement benefits at risk by failing to provide a guarantee to pay promised benefits. He also shows how the UniSuper DBD favours older employees.

Ahead of changes to be implemented from 1 January 2015, which will result in a significant reduction in the accrual of benefits, Daryl considers a number of options for UniSuper DBD members including:

whether to leave (if they are in a position to do so)
reducing personal member contributions or not contributing at all
reducing working hours if they are over the age of 55
whether to start a non-commutable lifetime pension.

Complete with case studies and calculations never before made public, this is a must-read book for every DBD 

View on Amazon View on AbeBooks View on Kobo View on B.Depository View on eBay View on Walmart

Daryl Dixon, one of Australia’s foremost investment and superannuation experts and well-known writer and consultant, lifts the lid on issues that have concerned him for the past two years in this frank look at the UniSuper Defined Benefit (DBD) fund.

Daryl argues that the fund, the default super fund for all new full-time university employees, is putting members’ retirement benefits at risk by failing to provide a guarantee to pay promised benefits. He also shows how the UniSuper DBD favours older employees.

Ahead of changes to be implemented from 1 January 2015, which will result in a significant reduction in the accrual of benefits, Daryl considers a number of options for UniSuper DBD members including:

whether to leave (if they are in a position to do so)
reducing personal member contributions or not contributing at all
reducing working hours if they are over the age of 55
whether to start a non-commutable lifetime pension.

Complete with case studies and calculations never before made public, this is a must-read book for every DBD 

More books from Investments & Securities

Cover of the book How to Make a Million ??? Slowly by Daryl Dixon
Cover of the book Rational Market Economics by Daryl Dixon
Cover of the book The Idle Investor by Daryl Dixon
Cover of the book Get Smart or Get Screwed: How To Select The Best and Get The Most From Your Financial Advisor by Daryl Dixon
Cover of the book Options Trading: Quick Starters Guide to Options Trading by Daryl Dixon
Cover of the book Land and Credit by Daryl Dixon
Cover of the book McGraw-Hill's 500 Series 7 Exam Questions to Know by Test Day by Daryl Dixon
Cover of the book Bear Markets by Daryl Dixon
Cover of the book Black Market Cryptocurrencies by Daryl Dixon
Cover of the book Financial Instruments by Daryl Dixon
Cover of the book The Financial Value of Entrepreneurship by Daryl Dixon
Cover of the book Forecasting Crashes of the Stock Market by Daryl Dixon
Cover of the book Share Trading Tips by Daryl Dixon
Cover of the book How to Trade Iron Condors for Income by Daryl Dixon
Cover of the book Who's Afraid Of The Big Bad Bear. Chronicles of 2016, a veritable year extraordinaire by Daryl Dixon
We use our own "cookies" and third party cookies to improve services and to see statistical information. By using this website, you agree to our Privacy Policy