Do You Really Need Life Insurance?

Many people suspect they need some life insurance but they hesitate to move ahead for a couple of very common reasons. First, making a life insurance plan means acknowledging your own mortality and no one likes to do that. Second, although most people know the mortgage and bills should be covered, beyond that they simply don't know how to proceed so nothing gets done. This book addresses both reasons by first having the reader role-play his or her own untimely demise, then guiding you step by step through the process of determining the actual amount of life insurance you need. In the end, the reader understands exactly how much insurance they need and won't be tempted to purchase some other amount or type of insurance simply because some salesperson insists on another plan. Knowing how to make these calculations gives you the confidence to complete this critical part of your financial planning without relying on others.