We Are Poor but So Many

The Story of Self-Employed Women in India

Ela Bhatt is widely recognized as one of the world's most remarkable pioneers and entrepreneurial forces in grassroots development. Known as the "gentle revolutionary," she has dedicated her life to improving the lives of India's poorest and most oppressed citizens. In India, where 93 percent of the labor force are self-employed, 94 percent of this sector are women. Yet self-employed women have historically enjoyed few legal protections or worker's rights. In fact, most are illiterate and subject to exploitation and harassment by moneylenders, employers, and officials. Witnessing the terrible conditions faced by women working as weavers, stitchers, cigarette rollers, and waste collectors, Ela Bhatt began helping these women to organize themselves. In 1972, Ela Bhatt founded the Self-Employed Women's Association (SEWA) to bring poor women together and give them ways to fight for their rights and earn better livings. Three years after SEWA was founded, it had 7,000 members. Today it has a total membership of 700,000 women, making it the largest single primary trade union in India. Bhatt lead SEWA to form a cooperative bank in 1974 - with a share capital of $30,000 - that offered microcredit loans to help women save and become financially independent. Today the SEWA Cooperative Bank has $1.5 million in working capital and more than 30,000 depositors with a loan return rate of 94 percent. Through years of organization and strategic action, Ela Bhatt developed SEWA from a small, often ignored group into a powerful trade union and bank with allies around the world. During the last three decades, SEWA's efforts to increase the bargaining power, economic opportunities, health security, legal representation, and organizational abilities of Indian women have brought dramatic improvements to hundreds of thousands of lives and influenced similar initiatives around the globe. We Are Poor but So Many is a first-hand account of the vision, rise, and success of SEWA, in India as well as internationally. The book begins with a history of the early days of SEWA and an exploration of the Ghandian philosophy that helped shape SEWA's formation and vision. It follows with an account of the struggles and challenges that SEWA faced in its journey and describes how these were addressed and overcome. It then explores the freedom that SEWA has facilitated for women working in the informal economy by presenting several inspirational stories of individual SEWA members. The final chapter describes the international extension of SEWA's work, the challenges that women face in the informal economy worldwide, and how SEWA can be effectively replicated in other parts of the world. This volume is unique in that it will elaborate the specific experience and knowledge of Ela Bhatt in her and SEWA's journey and provide insights and knowledge that no outside researcher would ever be in a position to replicate.