Smart Borrower's Handbook

Business & Finance
Cover of the book Smart Borrower's Handbook by Stuart Wemyss, Major Street Publishing
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Author: Stuart Wemyss ISBN: 9781742981116
Publisher: Major Street Publishing Publication: November 1, 2011
Imprint: Major Street Publishing Language: English
Author: Stuart Wemyss
ISBN: 9781742981116
Publisher: Major Street Publishing
Publication: November 1, 2011
Imprint: Major Street Publishing
Language: English

The Smart Borrower's Handbook is an essential guide for all property, sharemarket and superannuation investors. Almost all home-owners and property investors borrow to invest; sharebuyers may buy shares 'on margin'; even trustees of self managed superannuation funds (SMSFs) have the option to borrow to invest. Smart borrowers use other people's money to increase their wealth faster. However, borrowing (sometimes called gearing or leverage) is a double-edged sword as it can also increase losses. So it is essential that, before working out how much they need to borrow or applying for a loan, investors read this book. It will give them a better understanding of: * How much they can afford to borrow * Tax matters* Structuring their investments* Borrowing with third-parties* Margin lending* and much, much more.

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The Smart Borrower's Handbook is an essential guide for all property, sharemarket and superannuation investors. Almost all home-owners and property investors borrow to invest; sharebuyers may buy shares 'on margin'; even trustees of self managed superannuation funds (SMSFs) have the option to borrow to invest. Smart borrowers use other people's money to increase their wealth faster. However, borrowing (sometimes called gearing or leverage) is a double-edged sword as it can also increase losses. So it is essential that, before working out how much they need to borrow or applying for a loan, investors read this book. It will give them a better understanding of: * How much they can afford to borrow * Tax matters* Structuring their investments* Borrowing with third-parties* Margin lending* and much, much more.

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