Homeownership and America's Financial Underclass

Flawed Premises, Broken Promises, New Prescriptions

Nonfiction, Reference & Language, Law, Social & Cultural Studies, Political Science
Cover of the book Homeownership and America's Financial Underclass by Mechele Dickerson, Cambridge University Press
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Author: Mechele Dickerson ISBN: 9781139985697
Publisher: Cambridge University Press Publication: June 30, 2014
Imprint: Cambridge University Press Language: English
Author: Mechele Dickerson
ISBN: 9781139985697
Publisher: Cambridge University Press
Publication: June 30, 2014
Imprint: Cambridge University Press
Language: English

Why does America have a love affair with homeownership? For many, buying a home is no longer in their best interest and may harm their children's educational opportunities. This book argues that US leaders need to re-evaluate housing policies and develop new ones that ensure that all Americans have access to affordable housing, whether rented or owned. After describing common myths, the book shows why the circumstances now faced by America's financial underclass make it impossible for them to benefit from homeownership because they cannot afford to buy homes. It then exposes the risks of 'home buying while brown or black,' discussing US policies that made it easier for whites to buy homes, but harder and more costly for blacks and Latinos to do so. The book argues that remaining racial discrimination and certain demographic features continue to make it harder for blacks and Latinos to receive homeownership's promised benefits.

View on Amazon View on AbeBooks View on Kobo View on B.Depository View on eBay View on Walmart

Why does America have a love affair with homeownership? For many, buying a home is no longer in their best interest and may harm their children's educational opportunities. This book argues that US leaders need to re-evaluate housing policies and develop new ones that ensure that all Americans have access to affordable housing, whether rented or owned. After describing common myths, the book shows why the circumstances now faced by America's financial underclass make it impossible for them to benefit from homeownership because they cannot afford to buy homes. It then exposes the risks of 'home buying while brown or black,' discussing US policies that made it easier for whites to buy homes, but harder and more costly for blacks and Latinos to do so. The book argues that remaining racial discrimination and certain demographic features continue to make it harder for blacks and Latinos to receive homeownership's promised benefits.

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