FEDERAL HOUSING ADMINISTRATION

Capital Requirements and Stress Testing Practices Need Strengthening

Business & Finance, Accounting, Governmental
Cover of the book FEDERAL HOUSING ADMINISTRATION by Hugues Dumont, Hugues DUMONT
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Author: Hugues Dumont ISBN: 1230002159577
Publisher: Hugues DUMONT Publication: February 14, 2018
Imprint: Language: English
Author: Hugues Dumont
ISBN: 1230002159577
Publisher: Hugues DUMONT
Publication: February 14, 2018
Imprint:
Language: English

FHA insures private lenders against losses from defaults on single-family mortgages. According to independent actuarial reviews, in fiscal years 2009–2014, FHA’s MMI Fund (which insures $1.2 trillion in single-family traditional and reverse mortgages) did not meet its statutory 2 percent capital requirement. Also, a budgetary review determined that the fund required $1.69 billion in supplemental funds in fiscal year 2013...

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FHA insures private lenders against losses from defaults on single-family mortgages. According to independent actuarial reviews, in fiscal years 2009–2014, FHA’s MMI Fund (which insures $1.2 trillion in single-family traditional and reverse mortgages) did not meet its statutory 2 percent capital requirement. Also, a budgetary review determined that the fund required $1.69 billion in supplemental funds in fiscal year 2013...

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