Dale Maley: 60 books

This short story explains the basic concepts of financial planning and provides a conceptual roadmap for planning your retirement. By using a conceptual roadmap approach, you can quickly grasp the general concepts of retirement planning in a very short amount of reading time.

In 2008, we experienced one of the worst Bear markets in our lifetime. This short story explores the Crash of 2008 and determines what lessons we should learn from this experience.

Many of us have recently lived through the Tech Wreck of 2000 and the Sub-Prime Crash of 2008. The stock market declines of the Great Depression dwarf our two recent events. This short story explores what would have happened if you would have applied a low-cost index fund approach to investing during...

Will the retirement of the 67 million Baby Boomers crash the U.S. stock markets? Many people predict a stock market crash when this massive wave of people retire and sell their stocks to provide living expenses for retirement. This short story explores and predicts the impact of the retirement of the Baby Boomers on the U.S. stock market.

Americans have a 30% chance of incurring a long-term disability during their working career. This short story explores the use of long-term disability insurance to protect against this potential loss of income. After you read this story, you will have enough information to make your own well informed decision regarding long-term disability insurance.

This short story explores the issue of variable annuities versus stock index funds so ordinary investors can determine which option is best for helping to achieve their financial goals.

As a child, your mother probably told you not to put all your eggs into one basket. Asset allocation uses the same basic principle. This story story explores the definition of asset allocation and how you can use it to help achieve your financial goals.

Rebalancing a portfolio requires effort to determine the optimum methodology for rebalancing. It also involves trading costs and potential tax costs. This short story explores the history of rebalancing and then determines if rebalancing is really worth it for the average investor.

After the Crash of 2008, many investors are choosing to lower their portfolio risk. Tax free municipal bonds can be an attractive alternative to taxable bonds for several reasons.This short story explores the use of municipal bonds. It will help investors better understand how to optimize their retirement portfolio.

Conventional financial planning wisdom assumes that retirees can withdraw a maximum of an inflation adjusted 4% of their retirement portfolio every year. Some recent research indicates the 4% safe withdrawal rate rule can be increased by following some decision based rules. This short story explores this recent research and illustrates how to maximize the income from a retirement portfolio.

Although Wall Street tries to convince us that financial planning is too complicated for an ordinary Main Street citizen to understand, financial planning is not rocket science. This story provides a process map or flow chart for the entire financial planning process. Each process step in the...

The most critical decision involved with your retirement portfolio is the correct asset allocation. This short story reveals the actual asset allocation used by Americans as a function of age group. You can compare your age and your asset allocation with similar age groups and see how you compare.

Many Americans are saving and investing for retirement. One of the key steps in investing is to determine an asset allocation that meets your specific situation. This short story explains whether or not you should include the present value of your pension and Social Security as bonds in your asset allocation plan.

Many Americans work hard and live below their means so they can grow their wealth through saving and investing. Unfortunately, the U.S. has 50% of the world's lawyers. Umbrella insurance is an easy way to protect your hard earned wealth from lawsuits. This short story explains umbrella insurance including how much umbrella insurance you should have.