Dale: 2055 books

Up until about 30 years ago, economists assumed that humans were perfectly rational in their decision making. Subsequent research has proven that we are anything but rational with respect to financial decisions. This short story explains how you can use psychology to help achieve your personal financial goals.

Financial planners use a rule of thumb that says you will need 70% to 80% of your pre-retirement income. This short story examines this rule of thumb and apply it to four fictitious families. Hopefully the results of this analysis will help people better understand the pros and cons of using the 80%...

The wave of 78 million Baby Boomers start to turn age 65 in 2011. Many of them will have to decide whether or not to purchase long-term care insurance. This short story explores the subject of long-term care insurance. After reading this story, you should be able to make your own well informed decision regarding long-term care planning and funding.

Many Americans have long-term financial goals including paying for their children’s college or their own retirement. Studies have shown you are more likely to achieve your goals if you write them down. This short story shows how to develop your own personal financial plan. It includes a template that you can modify to fit your needs.

Younger homeowners often wonder if they should pay off their mortgage early. The 76 million Baby Boomers heading into retirement also face the key question on whether or not pay off their mortgage early. Financial experts differ in opinion on the mortgage early pay off decision. This short story explores the many aspects of the mortgage early pay off decision.

Many Baby Boomers are trying to decide if they can retire or not. In many fields of study, safety factors are used to help manage the risk of a decision. This short story explores the use of various types of safety factors for the retirement decision.

The 67 million Baby Boomers start to turn 62 in 2008. Most of these Boomers will need financial planning help to determine when they can retire. They will also need help in establishing a cash stream to support them during retirement. Most Boomers will need estate planning assistance as well. This short story thoroughly explores and determines how you can find a good financial planner.

The old financial planning rule-of-thumb is to save 10% of gross income. With the demise of traditional pension plans and Social Security on shaky financial ground, it is time to revisit the 10% rule-of-thumb.This short story explores the 10% rule-of-thumb and updates it for the 21st Century. You will learn the correct target for your own personal savings rate.

One of the key decisions an investor has to make is what level of portfolio risk to assume. If the stock allocation is too low, the investor runs the risk of inflation diminishing the portfolio value. If the stock allocation is too high, the investor may panic and sell-out every eight years when we...

IN THIS BOOK YOU WILL DISCOVER... The essential qualities and traits of top stock market traders. All of the various investment strategies and which one is right for you. Technical versus Fundamental – which is really better and why. How to make money whether the stock market is going up...

IN THIS BOOK YOU WILL DISCOVER... Dozens of different strategies to make serious money online. The fastest and easiest way to build a low-cost website that sells. Insider tips to reach the top of any search engine and generate serious web traffic. How to master pay per click advertising and...

IN THIS BOOK YOU WILL DISCOVER... The essential qualities of the top property investors All the various property strategies and which on is right for you How to make money whether the market is going up or down Master negotiation techniques that will save you thousands How to structure your...

This book takes you up-close and personal with sixteen of the best marketing minds in the country. Collectively they have added billions of dollars to the bottom lines of businesses. Now, in one place, you can discover all of their secrets and tap into the same knowledge that others pay thousands...

IN THIS BOOK YOU WILL DISCOVER... Creative ways to raise money to get your business idea started. Dozens of low-cost marketing strategies that really work. How to find ambitious and loyal staff to grow your business even faster. What it takes to develop life-long customers and word-of-mouth...